Starting January 1, 2027, the IRS will allow eligible married couples filing jointly to claim up to $3,400 in federal tax credits for qualifying SGO contributions.
Combined with the Ohio state tax credit, married couples filing jointly may receive up to $4,900 in combined potential tax credits.
Contributions under the federal program will open here on January 1, 2027 — check back then. Until that date, your contribution still earns the full Ohio credit today.